The Great British Mortgage Swindle [12A] 2018 Dir. Michael O'Bernicia
The 5 star hard-hitting documentary feature film which lifts the lid on institutionalised mortgage registration fraud in the UK and the brutality of eviction by the Michaels of Bernicia & Deira.
The Great British Mortgage Swindle [2018] | Prod-Scr-Dir. Michael O'Bernicia | UK
Main Cast: Michael O'Bernicia, Michael O'Deira, Tom Crawford, The Alberts
Exec-Prod. David Rutherford, Jamie Upton | Co-Prod. Michael O'Deira
Dir-Photog. Jack Curtis | Music By Rick Taylor, David Ritchie
104 mins | IMDB: 7.2 stars
A-FP Rating:

CRITICAL REVIEW
In the wake of the US sub-prime mortgage crisis, the UK housing market collapsed, the reality of which was much more shocking that the public ever imagined.
Insolvent banks were lending money they didn't have; mortgage fraud had been common practice for decades; conveyancing solicitors were giving illegal advice; whilst the police were violently enforcing the selective application of the law.
Then, when all seemed lost, a call to action rallied thousands from all over Britain, in support of the mavericks who took on the might of the banks, armed with nothing except the facts.
The Great British Mortgage Swindle is their story.
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This film is an important for many reasons. One of those reasons is the energy of truth that it releases to the masses. It isn't a theory that over 11 million UK mortgages are fraudulent. It isn't a theory that mortgagors weren't loaned anything. It isn't a theory that all mortgages are in-fact an 'exchange' and not a loan. It isn't theory that all mortgagors are paying vast interest payments on loans that do not exist. It isn't a theory that solicitors are giving 100% illegal advice and getting people to sign mortgage deeds and granting an interest in property that they did not, or do not yet own. This is illegal and therefore the mortgage charge that Land Registry registers is in-fact an illegal and void mortgage charge that must be cancelled. This is where people must start using a Land Registry form AP-1 to get these illegal mortgages cancelled immediately.
Also, the great thing is that there are now legal precedents and judgments that obligate the Chief Registrar at the Land Registry to indemnify all financial losses the mortgagor incurred, due to the fraudulent mortgage. I.e. ALL mortgage related payments are due back to you, and to repeat, the Chief Registrar is legally obligated to indemnify the mortgagor. Interestingly, by law the Chief Registrar can then claim those monies back off the conveyancing solicitor that gave illegal advice in the first place. Oh the fun...!
Mortgagors do NOT have the right to grant an interest in property they do not yet own, and the conveyancing solicitors got you to grant an interest in property you do not yet own. The solicitors advised you to carry out an illegal act! The binding authority of Scott v Southern Pacific Mortgages and others [2014] UKSC 52, established the irrefutable fact that:
a mortgagor has no rights to grant before the completion of the sale and purchase of the property concerned; hence the instruction that the deed must bear the same date as the transfer of credit to the mortgagor, in order to give the false impression that section 1(3) of the 1989 Act has been complied with. In said case, Lady Hale stated this point most plainly:
âThe purchaser was not in a position either at the date of exchange of contracts or at any time up until completion of the purchase to confer equitable proprietary,â and,
âThis case has been decided on the simple basis that the purchaser of land cannot create a proprietary interest in the land, which is capable of being an overriding interest, until his contract has been completed,â
Buy this film even if you know most of the information or not. It's ÂŁ10.00 ffs! Peanuts! It has taken a decade of emotional, psychological, and huge financial pain to the makers of this film and many others. Just by purchasing this film you are adding to the energy that is building. The time is coming. In fact the time is now! Well done guys...awesome job!
By the way, type 'Cancel UK Mortgages via Land Registry - Michael Bernicia Nov 15 2018' into YouTube. Also google 'roguemale.org' and read Michael O'Deira's blog, and 'thebernician.net' for Michael O'Bernicia's blog. Click 'Banking Crimes' link and get ready for your jaw to drop!
5 stars easy. I would have given 6 if I could!
Review The Great British Mortgage Swindle [12A].